How to Open a Bank Account in the United States – Stp by Step

Opening a US bank account is an extremely important part of the internationalization process.

It is one of the first steps to creating a credit history on North American soil, and precedes the possibility of financing a house in the United States or even financing a car in the United States.

Not to mention that from the moment you get a debit card in the United States, on purchases in the country, on vacation or on business, you are free from high IOF fees.

But how to open a bank account in the United States while living in Brazil?

The account opening process in the United States follows some standard procedures for proof of income, signing a contract, presenting documents, among other things, in the traditional model this process is carried out in person.

We at Oneworld, however, have created a solution that does not require our customers to have a physical presence in the United States to open a personal or legal account.


Below is a step-by-step summary of how to open your account in the United States, living in Brazil:


1- Sending the necessary documents to Onerwold specialists, the documents are passport, apostille power of attorney and basic information form;

2- Preparation of the Power of Attorney (power of attorney) and handout, in English and Portuguese;

3- Signature and review of documents to be sent to the bank

4- The Oneworld agent, mentioned in Power of Attorney, will go in person to Bank to open the bank account. The customer will have the address in Brazil added to the bank, however Oneworld will provide the local address of its base in the United States to receive the card, as the bank does not send international correspondence.

5- Upon receipt of the card, Oneworld specialists help to carry out the necessary verifications and activations for the use of the card and applications.


Regardless of opening a personal or business account, Oneworld brings together legal, commercial and internationalization experience to provide all the necessary support during the process.

Download the complete STEP-BY-STEP EBOOK now on how to open your US bank account, including the specifics of each account and the fees involved.




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